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Make the monthly cost clearer

A home. A monthly number.

Compare repayment and interest-only estimates using a rate you choose.

Your figures stay in this tab. This is a mathematical estimate, not a mortgage offer or an assessment of what a lender will approve.

Your mortgage figures

The average rate on new Irish mortgages was 3.48% in July 2026 (3.44% on fixed rates, 4.11% variable), according to the Central Bank of Ireland. Your lender’s rate will differ.

Switching lender? Enter the property value and your existing equity. Fees, mortgage protection and home insurance, cashback offers, overpayments and changes after a fixed-rate period are left out.

Your repayment estimate

Enter your figures to see the monthly cost.

General information only, not financial or tax advice. A constant rate and equal monthly payments are assumed for the whole term; lenders may calculate interest differently. Check a lender’s illustration and speak to a qualified mortgage adviser before deciding.

What homes sell for: Sales in North Kildare → · Where rates are heading: ECB and mortgage rates on Money → · Will it fit the budget? Household budget →